K-Shaped Economy Worksheet
Which side of the K are you on? Let's find out.
In 2020, the economy split. Some people saw their wealth grow. Others fell further behind. Same stimulus. Same economy. Different outcomes.
This worksheet helps you honestly assess where you stand and what you can do to be ready for the next opportunity.
What You'll Assess
- Your Current Position - Credit score, emergency fund, assets, income stability
- Opportunity Readiness - Could you qualify for a mortgage if rates dropped tomorrow?
- Gap Analysis - Credit gap, savings gap, income gap
- 90-Day Action Plan - Specific commitments for credit, savings, investing, knowledge
Get the Free Worksheet
Enter your email and we'll send you the worksheet immediately.
Why This Matters
59%
Americans one paycheck away from homelessness
$784/mo
Cost difference: 2.65% vs 7% mortgage on $300K
700
Credit score minimum banks required in 2020 (up from 580)
"History repeats itself. Just because you weren't ready last time doesn't mean you can't do better next time."
After the Worksheet
Once you know where you stand, explore solution paths tailored to your situation: